Joydeep Ghosh, M Saraswathy &Amp; Sudipto Dey

Stories by Joydeep Ghosh, M Saraswathy &Amp; Sudipto Dey

How expense ratio impacts MF returns

How expense ratio impacts MF returns

Rediff.com   6 Apr 2018

The average difference in expense ratios between a regular and direct plan is 100 to 120 basis points. For those who need hand holding, spend the 100 to 120 basis points and get advice on the right schemes that suit you. Don't land up buying a scheme with low expense, but lower returns.

Will the Fugitive Economic Offenders Bill of any real use?

Will the Fugitive Economic Offenders Bill of any real use?

Rediff.com   12 Mar 2018

Legal experts are not sure if threat of confiscation of property will be deterrent enough for fleeing offenders

The Crisis at India's public sector banks

The Crisis at India's public sector banks

Rediff.com   26 Feb 2018

The banking sector's credibility is on thin ice. Unless the government takes strict steps, things could get worse.

ULIPs vs MFs: Where should you invest?

ULIPs vs MFs: Where should you invest?

Rediff.com   23 Feb 2018

While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.

PNB fraud: How bank auditors failed to detect the scam

PNB fraud: How bank auditors failed to detect the scam

Rediff.com   20 Feb 2018

The problem here is that internal auditors are good at accounts, but they are not trained to track foreign exchange transactions

PNB scam: What role did the auditors play?

PNB scam: What role did the auditors play?

Rediff.com   19 Feb 2018

While the scam highlights the need for an overhaul of the oversight mechanism of banks and of their internal controls, questions are being raised on why multiple audits failed to raise an alarm

Benami properties: The guilty may face RI of up to 7 years

Benami properties: The guilty may face RI of up to 7 years

Rediff.com   11 Jan 2018

While the concerned property may be confiscated, a person indulging in such a transaction is liable to pay a fine up to 25 per cent of fair market value of the property

Google, Panasonic, Suzuki among 100s of firms hit with 'unrealistic' GST notice

Google, Panasonic, Suzuki among 100s of firms hit with 'unrealistic' GST notice

Rediff.com   6 Jan 2018

Top firms get GST notices on credit claims on Friday; replies sought within hours.

'Huge potential for affordable and middle-income housing to grow'

'Huge potential for affordable and middle-income housing to grow'

Rediff.com   19 Dec 2017

Keki Mistry, vice chairman and CEO, HDFC tells Joydeep Ghosh and Chirag Madia that unlike some other players it never went for excesses and never took unreasonable risks.

Why India is key to Philips' transformation

Why India is key to Philips' transformation

Rediff.com   22 Nov 2017

India serves as the company's R&D hub as it morphs into a health tech major.

DeMo@1: 63% retailers in rural areas keen on going cashless

DeMo@1: 63% retailers in rural areas keen on going cashless

Rediff.com   15 Nov 2017

While looking at consumer behaviour in the post demonetisation period, the research found that rural consumers were equally enthusiastic about cashless payments.

Bankruptcy Code giving sleepless nights to many directors

Bankruptcy Code giving sleepless nights to many directors

Rediff.com   30 Oct 2017

Even though the powers of the board of directors stand suspended once a company's insolvency process begins, it does not absolve the directors from actions taken up to two years earlier.

When tax plays spoilsport with ESOPs

When tax plays spoilsport with ESOPs

Rediff.com   26 Oct 2017

The tax imposed on buyback of shares and employee stock options is different in case of listed and unlisted companies, says Sudipto Dey

Why you must buy shorter-term debt funds

Why you must buy shorter-term debt funds

Rediff.com   23 Oct 2017

With RBI holding on to rates, investors should avoid longer duration funds for the near future, experts tell Joydeep Ghosh

'The medium-term correction isn't over still'

'The medium-term correction isn't over still'

Rediff.com   11 Oct 2017

Avoid fresh investments, as there might be more opportunities in the coming months, market experts tell Joydeep Ghosh

Do ethical companies perform better?

Do ethical companies perform better?

Rediff.com   7 Oct 2017

'If you wish to expand your business in a competitive global environment, you have no option but to be ethical.'

The most important lesson for SIP investors

The most important lesson for SIP investors

Rediff.com   4 Oct 2017

To make money, invest in both good and bad times; otherwise the entire exercise is futile, experts tell Joydeep Ghosh & Sanjay Singh

Investors should look at large-cap stocks

Investors should look at large-cap stocks

Rediff.com   29 Sep 2017

Focus on large-caps and ensure that the portfolio is balanced.

For directors in debarred cos, liability doesn't end

For directors in debarred cos, liability doesn't end

Rediff.com   27 Sep 2017

Under the Companies Act, all the rights of at least 300,000 disqualified directors cease to have any validity.

4 tips to maximise your MF returns

4 tips to maximise your MF returns

Rediff.com   24 Aug 2017

Don't spread your investments too thin.